On November 10, 2026, the Bankruptcy Threshold Adjustment Act of 2026 was signed into law. The law makes a major change to Chapter 13 eligibility by replacing the previous separate secured- and unsecured-debt limits with a combined debt limit of $2.75 million.
The change applies to bankruptcy cases filed on or after November 10, 2026. For people whose debts previously placed them just outside Chapter 13 eligibility, the new law may provide access to a bankruptcy option that is generally more streamlined and less expensive than an individual Chapter 11 case. The White House confirmed the bill’s enactment on the
Continue Reading New Law Raises Chapter 13 Debt Limit to $2.75 Million
